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ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: WHAT ARE UNIQUE ISSUES IN HEALTH CARE OFFICE LEASES?

Joe Romberg  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: KEY PROVISIONS TO CONSIDER WHEN NEGOTIATING A COMMERCIAL LEASE

Jacob Brennan  

LOCAL NEWS RISING STARS 2016: CORA VERGE, ASSOCIATE ATTORNEY

Cora Verge  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: EMPLOYEE RETIREMENT PLAN ERRORS

Jaclyn R. Clabby  

LUKINS & ANNIS SPONSOR GONZAGA BASKETBALL

Jim Black  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: LOAN TRANSACTIONS

Cora Verge  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: ESTATE PLANNING

David Webster  

WSBA PRESIDENT'S CORNER: LISTENING TO CHANGE IN THE LEGAL PROFESSION

Bill Hyslop  

WSBA PRESIDENT'S CORNER: PRINCE DIED WITHOUT A WILL

Bill Hyslop  

LOCAL NEWS: INVESTIGATION REOPENED IN DEATH OF BICYCLIST RYAN HOLYK

Mike Maurer  

LOCAL NEWS: IN HOLYK CASE, SCIENTIST'S TESTIMONY DOESN'T SQUARE WITH INVESTIGATORS' STATEMENTS

Mike Maurer  

LOCAL NEWS: EASTERN STATE HOSPITAL SETTLES PATIENT DEATH LAWSUIT FOR $360,000

Mike Franklin   Kelly Konkright  

JENNIFER HANSON, ASSOCIATE ATTORNEY, BECOMES PRESIDENT OF SCBA

Jennifer Hanson  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - MATERNITY LEAVE

Tori Osler  

WSBA PRESIDENT'S CORNER: HOW WILL YOU BE REMEMBERED? LEADING BY DOING AND THE WELL-LIVED LIFE

Bill Hyslop  

SPECIAL REPORT BILL HYSLOP: ENSURING ACCESSIBLILITY

Bill Hyslop  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - NON-COMPETE AGREEMENTS

Erin Pounds  

WSBA PRESIDENT'S CORNER: WHAT ARE YOUR PERSONAL "LEGAL" RESOLUTIONS FOR THE NEW YEAR?

Bill Hyslop  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - EARNED SICK AND SAFE LEAVE

Jacob Brennan  

WSBA PRESIDENT'S CORNER: THE RISING COST OF LITIGATION AND ACCESS TO JUSTICE

Bill Hyslop  

WSBA PRESIDENT'S CORNER: EQUAL JUSTICE UNDER LAW

Bill Hyslop  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - EASEMENTS

Cora Verge  

WILLIAM HYSLOP SWORN IN AS WSBA PRESIDENT

Bill Hyslop  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - HIPAA

Courtney Garcea  

L&A IN LOCAL NEWS> HOLYK'S DNA FOUND ON PATROL CAR; SHERIFF DENIES THAT DEPUTY HIT BICYCLIST

Mike Maurer  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - EMPLOYEE HANDBOOKS

Laura Black  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - AFFORDABLE CARE ACT

Kelly Konkright  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - PROBATE

Tom Culbertson  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - WHAT VALUE DOES A BUSINESS ATTORNEY BRING TO MY COMPANY?

Paul Davis  

ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL - THE AFFORDABLE CARE ACT

Kelly Konkright  

IMPORTANT NOTICE REGARDING : "OBAMA CARE" AFFORDABLE CARE ACT

Kelly Konkright  

IDAHO SUPREME COURT JUSTICE COMPLIMENTS WINNING LUKINS & ANNIS ATTORNEY IN TRUST LITIGATION

Mischelle Fulgham  

LUKINS & ANNIS CLIENT OBTAINS REVERSAL OF INJUNCTION ON LAND USER RESTRICTIONS BY THE IDAHO SUPREME COURT

Laura Black   Michael Hines  

LUKINS & ANNIS CLIENT OBTAINS DISMISSAL OF HOME OWNER'S LAWSUIT BY DIVISION III OF THE WASHINGTON STATE COURT OF APPEALS

LUKINS & ANNIS CLIENT OBTAINS SIGNIFICANT 9TH CIRCUIT DECISION AGAINST RED LION HOTEL FRANCHISOR UNDER WASHINGTON FRANCHISE INVESTMENT PROTECTION AND CONSUMER PROTECTION ACTS

Mike Maurer  

WAYNE SWENEY NAMED DISTINGUISHED LAWYER BY IDAHO BAR

Wayne Sweney  
ASK THE LUKINS & ANNIS LEGAL PROFESSIONAL: LOAN TRANSACTIONS

Cora Verge

Q: What are the advantages of being represented by counsel in a loan transaction?

A: The lending process can be very complicated and difficult to navigate, whether you are the lender or the borrower. Having counsel draft, analyze, review and revise loan documents enhances not only the quality of the underlying documents, but ensures that the deal between the borrower and lender (whether an individual person or large commercial bank) is properly and accurately described. Form loan documents that haven't been negotiated or reviewed by counsel may leave important questions unanswered such as: Is there a penalty if I want to prepay my loan? Does lender need to consent if I sell my business or incur additional debt? Can a corporate borrower transfer all or most of its stock without prior lender approval? What property specifically is covered by this loan? It's better to ask these questions before the loan is finalized, that way all parties involved are aware of the exact terms of the loan.

Cora Verge an attorney at the law firm of Lukins & Annis, where her practice includes Business & Corporate, Real Estate, and Marijuana Law.

Published in the November 3, 2016 issue of the Spokane Journal of Business .

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